The Process
How New Smartfin™ Works
From registration to disbursement in three simple steps. New Smartfin™ connects verified South African SMEs with PO-backed funding — compliant, transparent, and built for speed.
Register & Verify
Create your account and upload your compliance documents — ID, company registration, tax clearance, proof of address, bank confirmation, and CSD report.
- Complete the secure onboarding form
- Upload your FICA & compliance documents
- Our team verifies your profile against CIPC, SARS & CSD
Submit Your PO
Once verified, submit your purchase order with the supporting documents — PO document, quotations, invoices, and contracts — for our 7-Gate compliance review.
- Enter your PO details and funding request
- Attach supplier quotations and supporting docs
- Track progress through the 7-Gate pipeline in real time
Get Funded
Once your PO passes all compliance gates, funds are disbursed to your supplier and you repay from the buyer settlement — with full transparency at every step.
- Cession of payment rights generated
- Funds disbursed to your nominated supplier
- Repay from buyer settlement — no monthly installments
Ready to get started?
Register your business today and unlock PO-backed funding for your next contract with New Smartfin™.
Registration Required to Access Platform Services
You may freely review this policy — it is publicly available. However, to use any platform service — purchase order funding, document submission, or disbursement tracking — you must complete the Supplier Onboarding process and pass FICA compliance verification.